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CRITICAL ILLNESS WITH CANCER

What is Critical Illness Insurance?

A health and wellness plan in which you receive a lump sum cash payment if diagnosed with one of the specific illnesses on the predetermined list of critical illnesses. Payments are made directly to you and do not coincide with health insurance.

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Plan Rules:

  • Eligibility: Eligible full-time employees working 20+ hours/week, spouses, and unmarried children (up to age 26)

  • Coverage through Guardian

  • Elect Critical Illness with or without Cancer coverage based on your individual needs

  • Issue Age - Rates are locked in and will not increase with age

  • If electing outside of the initial open enrollment period, health questions will be required

  • Keep your coverage even if you retire or change employers

  • Guaranteed issue coverage for Employees and Spouses up to age 70

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If you still have questions, contact Campus Benefits:

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